April 25, 2009 journal, my reply to the Chase Bank USA, North America on credit-card debt. It is high time for a year of Jubilee when all debts are paid off free & the American people suffer no longer. These banks all received your bailout money but still they are in a robbery mode. Don't let them fool you, they only risk $1 per $40 invested on your card account. Every bank is fraudulent especially on credit cards. I don't care about my credit rating and I have blocked them from selling my financial information to all the scammers. Chase Bank USA, North America April 25, 2009 Regarding your form statement dated April 16, 2009 from Card Member Service, P.O. Box 15548, Wilmington Delaware 19886-5548. ($90.00 renewal fee was added.) Referring to an account number ending with... requesting payment of $410.00 charges. Your callers have identified themselves as being from Washington Mutual, a bankrupt bank and other titles and locations including the Dallas Texas area plus some collection agency. How would anyone know what is going on in your world of collecting usury? I first request documented proof that you are the legal owner of this account before I inform you that this account has been settled in full by the last check I sent which clearly stated it was paying this account off in full. I request a copy of that check of both the front and back since you only drafted it. Please put all future correspondence in writing. Your harassment campaign using the telephone has gone too far with 7 or 8 calls per day from India. You have violated all reasonable security of my personal ID and personal financial information by sharing it with a foreign country exposing me to possible future scammer's abuse. I am to the point of requesting a federal investigation of your torture tactics of harassment in collection procedures especially after an account has been settled. Considering my weak limited financial resources and heavy credit-card debt, I will be making no more payments on this account no matter how ruthless your harassment. I will not pay any of your exorbitant 32% interest or ridiculous additional charges. I also believe you are in violation of the Federal Truth in Lending Act on this account. In my opinion you are among the most crooked banks in existence today, my question is, are you the same bank that took and kept Holocaust victims money in the 20th-century? I am not sure your bank is legitimate. Your calls come through as J.P. Morgan Chase even though they are from India where you are outsourcing your torture technique. I am familiar with the Chase Manhattan Bank and the J.P. Morgan Bank in New York but otherwise you look like an average scammer or loan shark trying to collect 32% interest when you are getting money if you are a legitimate bank for nearly zero. This is the only letter I will write you concerning any amount you are trying to extract from me. This letter is to notify you that the account is settled by your cashing my last check. I formally request you stop the harassing phone calls and only communicate in writing. I must remind you that you are incurring liable with such extreme conduct.